Weekly research and commentary on digital finance. Lessons from doing, not theorizing.
NVDA, AAPL, META, and GOOGL go live on Base, Swift routes tokenized deposits between banks, and Meow lets AI agents open bank accounts.
Five weeks ago I wrote that tokenized equities had found real volume and that decentralized finance DeFi, the set of financial applications that run on public blockchains, was bending its own protocols to hold regulated assets /insight/2026-07-20-robinhood-uniswap-ramp/insight/20
Fidelity files to stake its $900 million fund, the SEC clears Franklin's on-chain money fund for collateral, Coinbase lets AI agents pay businesses, and one hosting provider nearly stopped Solana.
Last week I walked through Solana's July scorecard and argued the fuel is measurably being used /insight/2026-08-03-bb90b466/insight/2026-08-03-bb90b466. This week the demand story moved up a weight class: the institutions are not just holding the fuel anymore, they are wiring it
Record real-world assets, 330,000 merchant locations, and 35 million agent transactions on Solana. Wintermute steps inside the SEC perimeter, and Cloudflare hands AI agents wallets.
Last week I covered one bank going live with commercial settlement on Solana /insight/2026-07-27-sofi-solana-settlement/insight/2026-07-27-sofi-solana-settlement. This week the ecosystem published its July scorecard, and the numbers say SoFi is not an outlier; it is one line in a
SoFi flips SOFIUSD into production, a sovereign-adjacent fund tokenizes across three chains, and a $70 million wallet drain proves the hard part of holding BTC is key generation.
Two weeks ago I wrote that tokenized equities had found a bid and that decentralized finance DeFi, the set of financial applications that run on public blockchains, was bending its own protocols to hold regulated assets /insight/2026-07-20-robinhood-uniswap-ramp/insight/2026-07-2
Robinhood Chain's real-world asset slice tripled in two weeks, and Uniswap v4 just made room for regulated assets at the protocol level.
Two weeks ago I wrote that tokenization had gone public through a regulated broker-dealer channel /insight/2026-07-13-settlement-volume/insight/2026-07-13-settlement-volume. This week the story stops being about who is allowed to list tokenized assets and becomes about where they
Visa plugs stablecoin settlement into 200 million merchants, and two fintech moves say the settlement layer is going on-chain whether banks like it or not.
Last week I wrote that settlement demand had stopped being a pilot narrative and started showing up as volume /insight/2026-07-13-settlement-volume/insight/2026-07-13-settlement-volume. This week the story moves one layer closer to the merchant. Visa is no longer observing stable
A 63% monthly volume jump, a sovereign plugging in USDT, tokenization goes public, and the SEC now answers to the White House.
This week is not one story. It is four items that all describe the same thing from different angles: settlement demand for stablecoins is now measurable, it is showing up in bank volume, sovereign payment rails, cross-border FX pricing, and public equity. Last week I wrote that s
PIX in Brazil, AWS at the edge, and tokenized equities through a regulated channel
This week the news that matters is not a token launch or a funding round. It is three separate moves that all point at the same thing: stablecoins are being wired into settlement infrastructure that already carries real volume. One of them happened on a national instant payment n